Tuesday, January 24, 2006

not enough credits to debit!

i was suppposed to go out tonight, i mean, monday night.. but work came up n i had to work late, as in bringing work home.. sianz.. it's not somethin dat i've done before, similar, but not in particular, if u get wat i mean.. i'm doin data entry, n it's a lil bit drivin me nuts.. i wouldn't mind doin it from scratch, but correcting someone (my mum's) entries seemed so weird.. 1stly, i'm not even sure if i got 100% correct on all the things i've done so far..

i'm receiving rm100 as bonus this year, which is pathetically little, some of u may think, but it's great for me.. coz hey, it's my 1st job, n i've been workin for like.. about 2 months? hehe plus i'm tryin to learn how to appreciate money more.. keke tmr i've gotta part with my money for a while, gotta bank in money to this fella so he could send some car stuffs to jacke, then i've gotta withdraw about 560 to my sis, coz the company banked in her salary into my account.. n she doesn't wanna keep her money with me.. sigh, sad isn't it? then i've gotta give my mum some money as allowance, i mean.. i've gotta be a good girl n give mum some money since i'm earning right? isn't dat wat everyone is doin? earn n give back? oh, i gotta also mention dat i spent about 150 last month callin jacke, dat's only the house phone *faints* i haven't really found out how much i spent on mobile bills.. but i know i finished the last bit of my 100 ringgit reload.. :~( gotta reload so i can send sms n make calls throughout my cny break.. thus explains my "not enough credits to debit".

speakin of debits, i remembered i saw the debit card facility offered by public bank. it says u gotta have a minimum of rm25, more like a deposit, then have some money n spend watever u have in ur account, minus the rm25. i think it's a rather good idea, as opposed to credit cards. in this way, u only use wat u have, n won't tend to overspend. this is wat most of the students do in australia, the most reliable n care-free way to spend money. u don't have to have too much cash at hand, u have a daily limit of $800, or other amounts specified. then u get all ur bills on ur statement, n best of all, as a student all ur transaction fees are waived! of course if u over-used wat u have n u use ur debit card, u get a hefty charge of $30!! bloody.. believe me, i've done it about a few times n i swore to be more careful about my money.. but debit cards are good, i'm thinkin of gettin one, my credit card is only for office n home use.

jacke n his parents are comin over to KL on the 1st of Feb, n they'll be goin up to genting on the 3rd, jacke n i will still be in KL, n i'd be on leave to spend time with him. i'd like jacke to meet my frenz, so plz, if u guyz wanna meet him, let's go out on the 3rd.. i want him to meet as many frenz of mine as possible, i've met too many of his frenz to remember all their names n faces..

well, let us all have really happy chinese new years this year, okay? the dog year is promised to bring a lot of prosperity, as wat Lillian Too said.. her advice: usher in the god of wealth on the CNY day from 1am-3am/7am-9am, from the north. open doors n/or windows facing the north, stand outside facing ur home, act as if u're ushering someone in.. hehe, dat's all i heard before i got out of the car to pump petrol this mornin on 94.5fm. make sure u guyz do wat she says, work hard n pray for the best! i've got an appointment with a feng shui sen sei on tuesday night, which is tonight, so let's hope i ask enough right questions to make myself feel better. hehe

No comments: